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Rev.
8/2012
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FACTS |
WHAT DOES
COMMUNITY STATE BANK DO WITH YOUR PERSONAL INFORMATION?
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| WHY? |
Financial
companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice
carefully to understand what we do. |
| WHAT? |
The
types of personal information we collect and share depend on the
product or service you have with us. This information can include: |
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- Social
Security Number and income
- Account balances and payment history
- Credit history and credit scores
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When
you are no longer our customer, we continue
to share your information as described in this notice. |
| HOW? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community State Bank chooses to share; and whether you can limit this sharing.
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| Reasons
we can share your personal
information |
Does/does
not share? |
Can
you limit sharing? |
For our everyday business purposes –
Such
as to process your transactions, maintain you account(s), respond to
court orders and legal investigations, or report to credit bureaus.
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Yes |
No
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For our marketing purposes –
To offer our products and services to
you.
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Yes |
No |
For joint marketing with other financial
companies.
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No |
NA |
For our affiliate's everyday business
purposes –
Information about your transactions
and experiences. |
Yes |
No |
For our affiliate's everyday business
purposes –
Information about your
creditworthiness.
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Yes |
No |
| For
affiliates to market to you. |
No |
NA |
| For
non-affiliates to market to you. |
No |
NA |
| Questions?
Call 620-251-1313 |
| Who we are |
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| Who
is providing this notice? |
Community State Bank
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| What we do |
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| How
does Community State Bank protect my personal information? |
To
protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings. |
| How
does Community State Bank collect my personal information? |
We collect your personal information,
for example, when you
- Open an account or deposit money
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Pay your bills or apply for a loan
-
Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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| Why
can’t I limit all sharing? |
Federal law gives you the right to
limit only
- Sharing
for affiliates’ everyday business purposes – information about your
creditworthiness.
- Affiliates
from using your information to market to you.
- Sharing
for non-affiliates to market to you.
State laws
and individual companies may give you additional rights to limit
sharing.
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| Definitions |
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| Affiliates |
Companies
related by common ownership or control. They can be financial and
non-financial companies.
- Our affiliates include Coffeyville Bancorp, Inc.
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| Non-affiliates |
Companies
not related by common ownership or control. They can be financial
and non-financial companies.
- Community State Bank does not share with non-affiliates so they can market to you.
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| Joint
marketing |
A
formal agreement between non-affiliated financial companies that
together market financial products or services to you.
- Community State Bank does not share for joint marketing.
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INTERNET PRIVACY
Visitors to Community State Bank’s Web
site remain anonymous. We do not collect identifying information about
visitors to our site. We may use standard software to collect
non-identifying information about our visitors, such as
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♦ Date and time our site was accessed
♦ IP address (A numeric address given to servers
connected to the Internet)
♦ Web browser used
♦ City, State, and Country |
The
bank uses this information to create summary statistics and to
determine the level of interest in information available on our site.
Visitors may elect to provide us with personal information. This
information is used internally, as appropriate, to handle the sender’s
request. It is not disseminated or sold to other organizations.
For more information or questions
regarding this policy, contact us at:
Community State Bank
1414 W. 11th
Coffeyville, KS 67337
620-251-1313
info@bankcommunitystate.com
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